Paul I Sheaffer Insurance Agency, Inc.
Personal Lines

We offer a complete line of products to protect your family and possessions:

Homeowners

Whether your home is brand new or has been in your family for generations, we can provide the right insurance . You'll sleep comfortably knowing your home and belongings are properly insured against all of life's twists and turns.In addition to the basic coverage, we are able to offer important add ons to protect you and yours:
                  • Backup of Water and Sewers
                  • Jewelry Schedules
                  • Identity Theft Endorsements
                  • Home Based Business Endorsements
                  • Snowmobile Coverage
                  • Watercraft Coverage

If you are now or will soon be building a home, contact us for Builder's Risk coverage.

  Personal Automobile 

Automobile insurance protects more than just your vehicle.  In addition to the basics of liabilityand property damage, we are able to offer add-ons such as :

                  • Loan/lease coverage
                  • Rental car reimbursement
                  • Towing and labor
                  • Underinsured and uninsured motorist protection 
                  • Work loss benefits

all of which give you total peace of mind should you be involved in an accident. In today's litigious society, carrying the proper amount and type of insurance is critical to knowing that your family is properly protected.


Umbrella insurance
places an "umbrella" of additional protection over top your home and automobile coverage.  This coverage is often called an excess liability policy--it protects you and your assets in the unfortunate event of being sued for  more than your homeowners or automobile liability limit. 

Our insurance advisors will explain the advantages of umbrella insurance. You will be surprised at the affordability and also the security you feel knowing you are properly covered for unexpected life events.

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